Tenant User Liability Insurance Policy

Tenant User Liability Insurance Policy  

Overview

If you are planning an event that requires a facility rental, you will most likely need TULIP coverage. The Tenant User Liability Insurance Program provides liability coverage to you for the duration of your facility rental. This Policy is specifically designed to meet the contractual insurance requirement outlined in the facility rental agreement. It also has the ability to include exhibitor coverage and liquor liability coverage if needed.

The Tenant User Liability Insurance Program, which is spectator general liability coverage, is designed to provide coverage for a variety of event types. Whether you are hosting a county fair or a coworkers retirement party, you can meet your coverage requirements through TULIP.

Ensure that the facility you rent for your event is covered. Apply for coverage today!

Below are just a few examples of the different events for which users have utilized the TULIP program.

Celebrations Work Related Social Events
Anniversaries Conventions Club Meetings
Birthdays Exhibits Concerts
Graduations Meetings Fairs/Festivals
Retirement Parties Team Outings Reunions
Weddings    

 

Sporting Events    
Aerobics Equestrian Events Marathons
Baseball Fishing Events Polo Meets
Basketball Golf Events Race Track Events (horse and dog)
Bicycle Rallies Gymnastics Events Rugby Matches
Billard Shows Handball or Racquetball Events Skateboarding Events
Body Building Events Ice Skating Shows Ski Events
Bowling Tournaments Jazzercise Soap Box Derbies
Cheerleading Competitions/Shows Junior Athletic Games Softball
Dance Recitals Karate Meets Tennis Events
Drill Team Exhibitions Martial Arts Shows Volleyball Events


To get a TULIP (spectator general liability insurance) online premium quote and apply for coverage, simply click the Apply Now button. If you have questions or need more information, contact Mercer Consumer at 1-866-838-9536.

Request a TULIP quote (spectator liability) from SMIC

Typical Policy Limits:  General Liability Coverage Limit of $1,000,000 Per Occurrence with a $2,000,000 General Per Event Aggregate. If higher Limits of Liability are required, please complete one of the three downloadable ‘Applications for Quote’ below that best meets the needs for the event(s).

Liquor Liability Insurance:
 If you are hosting an event and selling alcohol or charging admissions and serving alcohol, supplemental coverage is required at an additional cost. To request a quote, click here .

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.


MAIN CONTACT

Mercer Consumer,
a service of Mercer Health & Benefits LLC
 Direct Phone
1-866-838-9536
 Hours
 M-F 8a-5p CST
 Fax
515-365-3005
 Email
plsdsteam.service@mercer.com

 

 Street Address
Special Markets Insurance Consultants, Inc.
1055 Main Street, Suite 101
Stevens Point, WI 54481
Submit applications to the street address above
or email them to:
 Email
smic_information@amwins.com
With a copy to plsdsteam.service@mercer.com


CLAIMS CONTACT

Tonia Spees
Special Markets Insurance Consultants, Inc.
 Phone
1-800-727-7642 ext. 6112
 Email
Tonia.Spees@amwins.com

Sports Teams & Leagues

Receive a quote through SMIC

Use this application to cover your athletic events for spectator liability when limits above $1,000,000 Per Occurrence / $2,000,000 General Per Event Aggregate.
 

Application for Quote


Clubs/Groups Insurance

Receive a quote through SMIC

Use this application to cover your ongoing club/group activities when limits above $1,000,000 Per Occurrence / $2,000,000 General Per Event Aggregate are required; this is typically an annual policy.
 

Application for Quote


Special Event Insurance

Receive a quote through SMIC

Use this application for individuals or for clubs/groups when planning one (non-recurring) special event.

Spectator only coverage; and
When limits above $1,000,000 Per Occurrence / $2,000,000 General Per Event Aggregate are required
 

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.