Accident Medical

Accident Medical  


Accidents are unpredictable, for groups as well as for individuals. Be prepared with Accident Medical insurance for community groups and special events in case an accidental injury occurs during a sponsored group activity.

Your Special Event insurance only provides short-term general liability coverage for your one-time or short-term event. However, Special Event insurance does not apply to bodily injury, or death of any person while rehearsing or practicing for, participating in or traveling to or from any contest or exhibition of an athletic, dance or sports nature.

Sports and athletic injuries are some of the most frequently reported accidents. Therefore, Mercer Consumer recommends Special Markets Insurance Consultants (SMIC) for obtaining coverage for your Accident Medical Insurance needs in relation to your Special Events liability coverage. In fact, Accident Medical coverage is required for all sports/teams and leagues that are also purchasing general liability coverage.

This Accident Medical coverage protects all insured participants of the activities. Coverage protects individuals while participating in the insured organization’s activities and traveling to, during or after such activities as a member of a group in transportation furnished or arranged by the Policyholder
Get a Quote or Apply Now!

Sports Teams & Leagues Insurance

Receive a quote through SMIC

Use this application to cover your athletic events for participant liability and accident medical. Spectator coverage is included with participant liability.


We're here to help! Please contact us in whatever manner is most convenient for you.


Mercer Consumer,
a service of Mercer Health & Benefits Administration LLC
 Direct Phone
 M-F 8a-5p CST


Special Markets Insurance Consultants, Inc.

1055 Main Street, Suite 101
Stevens Point, WI 54481
Submit applications to the street address above
or email them to
With a copy to


Tonia Spees
Special Markets Insurance Consultants, Inc.
1-800-727-7642 ext. 6112

Clubs/Groups Insurance

Receive a quote through SMIC

Use this application to cover ongoing club/group activities; typically an annual policy.

Application for Quote

Special Event Insurance

Receive a quote through SMIC

  • Use this application for individuals or for clubs/groups when planning one (non-recurring) special event.
  • Purchase spectator only coverage; or
  • Purchase participant coverage, with accident medical (required) and
  • spectator coverage is included.
Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.