Directors' and Officers' League Liability Plan

Directors' and Officers' League Liability Plan  

OVERVIEW

Many professionals affiliated with non-profits don't realize how many non-profit groups are hit by lawsuits. Whether there are grounds or not, defending yourself against the accusation of a wrongful act can cost your Junior League money. Lawsuits often name board members, employees, volunteers, or even AJLI itself. 

If you're named in a lawsuit, you may be personally responsible for the litigation cost or the settlement itself. Even a successful defense can be expensive. With the AJLI Directors and Officers Liability Plan, you can arm yourself against the potentially devastating effects a lawsuit can have on not only your organization's assets, but your personal assets as well. The Plan provides comprehensive coverage for the following:

  • Defense costs: your claim will be defended even if allegations are groundless, false or fraudulent.
  • Libel and slander: you're covered for claims which may arise from publications and/or presentations that are made on behalf of AJLI.


Employee-related lawsuits: you're protected if an employee files a claim for wrongful termination or discrimination.

 

 

How to Apply

 

For more information on this plan, please call 1-312-627-6383. 

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.
 

 Address
Mercer Consumer
540 West Madison, Suite 1200
Chicago, IL 60661
 Phone
1-877-451-4003 Extension #2
 Hours
 M-F 8a-4p CT
 Email
sally.a.cousineau@mercer.com
 Website
http://www.mercer-web.com/products/mercerhealthbenefits.html
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  • Who is protected under this policy?
    Past, present or future Directors; Trustees; Officers; Board Members; Paid, Leased,Temporary Employees; Volunteers or Staff Members of the Organization; the Club.

  • What is the available coverage?
    • $1,000,000 per claim with Blanket Annual Aggregate of $10,000,000 with $1,000 retention
    • Policy includes Employment Practices Liability included in the above policy limits
    • $20,000 sublimit coverage for claims alleging misuse of membership dues where membership is mandatory

  • What are some of the policy features?
    • Defense costs are outside the policy limits
    • Duty to Defend coverage
    • First Dollar Defense coverage
    • Entity coverage
    • Outside Director coverage on other non-profit boards
    • Punitive Damages, where allowed by law
    • Discrimination and violations of the ADA act

  • What are some of the benefits of a Blanket D&O policy?
    • Minimum premium is as low as $350 and maximum of $650
    • Receive all the benefits of a Comprehensive D&O policy without the high premium
    • Easy to complete application
    • Coverage is guaranteed

  • What are some of the standard exclusions?
    • No coverage for dishonest, fraudulent,criminal or malicious acts or omissions
    • No coverage for claims relating to bodily injury, sickness, disease or death
    • No coverage for injury to or destruction of property
    • For losses covered under other valid policies for which notice of claim has been given
    • Pollution

  • How do I apply?

    Complete the attached application and send the completed application, along with your check payable to Mercer Consumer to:

    Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
    P.O. Box 310222
    Des Moines, IA 50331-0222