Directors' and Officers' League Liability Plan

Directors' and Officers' League Liability Plan  

OVERVIEW

Many professionals affiliated with non-profits don't realize how many non-profit groups are hit by lawsuits. Whether there are grounds or not, defending yourself against the accusation of a wrongful act can cost your Junior League money. Lawsuits often name board members, employees, volunteers, or even AJLI itself. 

If you're named in a lawsuit, you may be personally responsible for the litigation cost or the settlement itself. Even a successful defense can be expensive. With the AJLI Directors and Officers Liability Plan, you can arm yourself against the potentially devastating effects a lawsuit can have on not only your organization's assets, but your personal assets as well. The Plan provides comprehensive coverage for the following:

  • Defense costs: your claim will be defended even if allegations are groundless, false or fraudulent.
  • Libel and slander: you're covered for claims which may arise from publications and/or presentations that are made on behalf of AJLI.


Employee-related lawsuits: you're protected if an employee files a claim for wrongful termination or discrimination.

 

How to Apply

For more information on this plan, please call 1-312-627-6383

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.
 

 Address
Association Member Benefits Advisors
4050 NW 114th Street
Urbandale, Iowa 50322
 Phone
1-877-451-4003 Extension #2
 Hours
 M-F 8a-4p CT
 Email
[email protected]
 Website
www.amba.info
  • Who is protected under this policy?

    Past, present or future Directors; Trustees; Officers; Board Members; Paid, Leased,Temporary Employees; Volunteers or Staff Members of the Organization; the Club.
  • What is the available coverage?

    • $1,000,000 per claim with Blanket Annual Aggregate of $10,000,000 with $1,000 retention
    • Policy includes Employment Practices Liability included in the above policy limits
    • $20,000 sublimit coverage for claims alleging misuse of membership dues where membership is mandatory
  • What are some of the policy features?

    • Defense costs are outside the policy limits
    • Duty to Defend coverage
    • First Dollar Defense coverage
    • Entity coverage
    • Outside Director coverage on other non-profit boards
    • Punitive Damages, where allowed by law
    • Discrimination and violations of the ADA act
  • What are some of the benefits of a Blanket D&O policy?

    • Minimum premium is as low as $350 and maximum of $650
    • Receive all the benefits of a Comprehensive D&O policy without the high premium
    • Easy to complete application
    • Coverage is guaranteed
  • What are some of the standard exclusions?

    • No coverage for dishonest, fraudulent,criminal or malicious acts or omissions
    • No coverage for claims relating to bodily injury, sickness, disease or death
    • No coverage for injury to or destruction of property
    • For losses covered under other valid policies for which notice of claim has been given
    • Pollution
  • How do I apply?

    Complete the attached application and send the completed application, along with your check payable to Association Member Benefits Advisors to:

    Association Member Benefits Advisors, LLC.
    P.O. Box 310222
    Des Moines, IA 50331-0222